For RF 100mm f/2.8 macro IS, 0.26m = 1.4x, 0.28m = 1x, 0.38m = 0.5x, so 0.29-0.3m is around 0.9x.
My approach to shooting insects is very similar to you. I would take a wider shot first. Then I would adjust the focus distance to 0.3m (1x), and I would move the camera back and forth to locate the focus. To fine-tune the focus, I would use the 5x magnifier and autofocus mode.
Usually, I would set the focus distance to 0.3m, 0.34m, or 0.39m as there is a magnification mark so that I could estimate the insect size.